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PROMISE TO PAY

A Promise to Pay provides a clear written record of an agreed financial assistance or loan arrangement. At Loray’s Family Legacy and Trust, we believe that clear terms and open communication help create a better understanding between both parties.

WHAT IS A PROMISE TO PAY?

A Formal Agreement.
A Clear Commitment.

A Promise to Pay is a written agreement that documents an individual’s commitment to repay financial assistance or a loan according to agreed-upon terms.

The agreement can outline important details such as the amount provided, repayment expectations, applicable dates, and the responsibilities of each party. Having these details in writing helps reduce confusion and ensures that everyone understands the arrangement before moving forward.

WHY USE A PROMISE TO PAY?

A written Promise to Pay helps establish a clear understanding of the financial arrangement and the responsibilities involved. It provides both parties with documentation of the agreed terms.

PROTECTS BOTH PARTIES

A written agreement documents the understanding between the parties and provides a clear record of the financial arrangement.

CLEAR REPAYMENT TERMS

The agreement can clearly outline repayment expectations, including the amount, schedule, and other agreed-upon terms.

BUILDS TRUST

Clear communication and written documentation help establish transparency and accountability throughout the financial assistance process.

LEGAL RECOGNITION

A written Promise to Pay creates a record of the agreed financial arrangement and the responsibilities of the parties involved. Legal effect and enforceability can depend on the agreement and applicable law.

A SIMPLE & DIRECT PROCESS

1. Request Assistance

Submit your request for financial assistance or loan support and provide the information needed for review.

2. Review Your Request

Your request is reviewed based on the information provided. If assistance is appropriate, the applicable terms and expectations can be discussed.

3. Put It in Writing

Once the terms are agreed upon, the financial arrangement and repayment expectations are documented in writing for clarity and mutual understanding.

READY TO MAKE A COMMITMENT?

If you are seeking financial assistance or loan support, a written Promise to Pay can help establish clear expectations from the beginning. Loray’s Family Legacy and Trust focuses on straightforward communication and documented agreements so that everyone understands the financial arrangement.

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PROMISSORY NOTE

Please fill in the details below to confirm your commitment to repay the principal
amount as agreed.

Lender

Borrower

On (Date of Signing)
the Borrower promises to pay the Lender the total of
(Sum of Debt)
, hereafter referred to as the Principal. The Borrower agrees to pay the Principal in full
By (Date)
Should the Borrower fail to pay the sum total of the Principal by (Final Due Date of Principal)

the Borrower will be in default and subject to:

Signatur of Borrower